SAVINGS ACCOUNTS ›
Compare Savings Accounts: High Interest Savings Accounts, Individual Savings Accounts, Online Savings Accounts.
| Company | Account | Notice | Interest | Deposit | |||
|---|---|---|---|---|---|---|---|
| Frequency | AER | Minimum | Maximum | ||||
|
Direct Savings
2.17% bonus fixed for 12 months from account opening. |
Instant | Monthly | 5.00% | £1.00 | N/A | |
|
HiSAVE Savings Account
Earn an AER of 4.50%.Start saving with a balance as low as £1. |
Instant Access | Monthly | 4.50% | £1.00 | N/A | |
|
eSaver Issue 2
Save between £1 and £500,000 |
Instant Access | Monthly | 4.00% | £1.00 | £500,000.00 | |
|
Instant Access Saver
3.50% AER(variable)on balances of from £1K. |
Instant | Yearly | 3.50% | £1,000.00 | N/A | |
|
Web Saver Offshore Account
Earn interest of 3.30% AER/gross pa on bal. over £25K. |
Instant Access | Yearly | 3.30% | £1,000.00 | £1,000,000.00 | |
|
eSaver Direct
3.50% AER(variable)if no withdrawals are made. |
Instant | Yearly | 3.22% | £1.00 | N/A | |
|
e-Saver
3.07%AER (variable).Save anything from £1 to £1 million. |
Instant Access | Yearly | 3.07% | £1.00 | £1,000,000.00 | |
|
Online Bonus Saver
Earn up to 2.25% AER on savings from £1 up to £50K.Ts&Cs apply. |
Instant Access | Monthly | 2.25% | £1.00 | £50,000.00 | |
|
Virgin Deposit Account
Gross Rate p.a. 1.25%. AER% 1.25%.Internet only. |
Instant Access | Yearly | 1.25% | £1.00 | N/A | |
| Company | Account | Notice | Interest | Deposit | |||
|---|---|---|---|---|---|---|---|
| Frequency | AER | Minimum | Maximum | ||||
|
Regular Saver Offshore Account
Earn 6% AER/gross p.a. fixed for 12 months.Ts&Cs apply. |
Yearly | Yearly | 6.00% | £100.00 | £2,000.00 | |
|
HiSAVE Fixed Rate Account
High Fixed interest rate up to 5.10% AER for 1 year.Ts&Cs apply. |
1 year | Yearly | 5.10% | £1,000.00 | N/A | |
|
Fixed Rate Offshore Saver Account
Open an account with just £1K and you can save up to £1m. |
6 mths,1-2-3 years | Yearly | 4.10% | £1,000.00 | £1,000,000.00 | |
| Company | Account | Notice | Interest | Deposit | |||
|---|---|---|---|---|---|---|---|
| Frequency | AER | Minimum | Maximum | ||||
|
Direct ISA
Get great tax-free rate of 2.90% AER (variable) for 13 months |
Instant | Yearly | 2.90% | £1.00 | N/A | |
| Company | Account | Interest | Overdraft | |||
|---|---|---|---|---|---|---|
| Paid | AER | Rate | Limit | |||
|
Premier Current
Switch to Premier Current Account and you'll get £100!Ts&Cs apply.
|
Monthly | 1.00% | 0.00% | £2,500.00 | |
|
First Direct 1st Account
Switch to First Direct account and you'll get £100!Ts&Cs apply.
|
Yearly | 0.00% | 15.90% | £250.00 | |
|
Co-op Current Account Plus
Earn 1 point for every £5 held or borrowed.Ts&Cs apply. |
Monthly | 0.00% | 15.90% | £200.00 | |
|
Current Account Advance
For a chance to win a laptop choose to Go Green. Ts&Cs apply. |
Yearly | 0.00% | 19.90% | £500.00 | |
See also: Current Accounts
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Calculator disclaimer: The rates are calculated on yearly savings. The rates displayed are only a guide and may vary depending on your financial circumstances; we recommend that you obtain exact figures from a specific lender.
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Savings Accounts
A savings account allows an individual to deposit money for the purpose of accumulating funds over a period of time. The Bank or Building Society who supply the account will provide interest on the balance of the account which will vary from provider to provider. A savings account may be owned by one or more individuals.
Instant Access Savings Account
Instant access refers to a bank or building society savings account which offers the user the ability to make transactions without prior notice. Some instant access accounts come with a cash machine card allowing you to access your money 24 hours per day although generally there will be a limit on how much you can take out. If your account is with a bank or building society with branches you can withdraw money from your local branch and if an internet only bank you can access your savings account by transferring to a nominated current account.
Cash Individual Savings Account (ISA)
A Cash ISA is a tax free savings account and is a common way of investing or saving funds. It is basically a savings account, usually with a very good interest rate, which allows the account holder (who must be aged 16+) to save up to £7,200 per tax year (2008/09) without having to pay tax on interest earned over that period.
Regular Savings Account
A regular savings account requires you to save money on a regular basis, therefore investing money, usually a set amount into the account each month. There is normally a minimum and maximum deposit limit provided when you open the account.
High Interest Savings Account
A high interest savings account is a bank account used for saving funds in which a higher amount of interest is paid to the account holder on funds deposited within it, than payable within a standard savings account.
Offshore savings Account
An offshore savings account is a savings account held offshore usually in the Channel Islands, the Isles of Man and Ireland. They allow you to deposit money and earn interest without the automatic deduction of Income Tax. They operate in very much the same way as onshore savings accounts in that you can withdraw cash or write cheques. Interest is paid gross without income tax being deducted although the interest still needs to be declared as income on your self assessment tax return.
How to find the Savings Account for You
To find a top savings account or the savings account for you ensure that you shop around. Each savings account has different criteria from paying interest on a monthly to yearly basis, flexibility to access your account and interest AER and these may vary depending on your circumstances. You should compare the functionality of each savings account making sure you select one that matches your requirements.